Some health insurance policies do not provide for prescription coverage and a separate policy must be purchased for prescription medications. This is an area where it pays to do some homework and research and find the best policy for you. Prescription coverage insurance is not a necessity; like health insurance coverage, it is a calculated …
Medicare is a governmental program which provides medical insurance coverage for retired persons over age 65 or for others who meet certain medical conditions, such as having a disability. Medicare was signed into legislation in 1965 as an amendment to the Social Security program and is administered by the Center for Medicare and Medicaid …
The key to getting the most benefit from your health insurance policy is knowing your policy coverage. Many people don’t actually read the policy for the policy plan book; they may not be aware that the policy may pay 100% of certain procedures, like annual physicals, mammograms, flu shots or certain labs tests. The policy …
The tuition arrangements are set up; the dorm room is assigned and your son or daughter is headed off to college in the fall. In all of the confusion of the paperwork, deadlines and financial arrangements did you remember to check on their health insurance? Many, but not all, insurance companies provide for health insurance …
Disability insurance policies are designed to pay part of your wages should you be injured in an accident or are unable to work because of illness. Here are two types of policies available: long-term disability and short-term disability. Short term disability pays a portion of your wages should you be out of work due to …
Something that people often remember when they go to a wedding reception is the food, whether it’s good or bad. Something to consider when you are choosing your wedding menu is your guests. Yes, it’s your wedding but you are spending a lot of money so you want people to like what is being served. …
One of the biggest parts of a wedding is the flowers that are included. There are flowers for the bouquets, flowers for the church, and flowers for the mothers, grandmothers, groom, and ushers, as well as centerpieces for the reception. Something that should be taken into consideration when selecting the flowers to use in a …
One of the biggest focal points of a wedding reception is the beautiful wedding cake. That towering, flowering, blinding beautiful wedding cake with the two people standing on top, that the bride and groom cut and then feed to one another. Although a lot of brides and grooms go with the traditional pound cake taste, …
When most people think of a wedding, the things that they think about are the bride and groom, of course, the wedding party, the flowers and the wedding reception. But there is a lot more to a wedding than that, and this is how others can be involved if the wedding party has been filled. …
A day or two before your wedding, there is usually a wedding rehearsal and then a wedding rehearsal dinner. This is paid for traditionally by the groom’s family, and it’s when you will give your wedding attendants their gifts as a thank you for being in your wedding. Bridesmaids – As a rule, jewelry is …