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  We’ve all heard the news about the potential heart-health benefits of moderate alcohol consumption. It’s no wonder such stories grab headlines. They’re the nutritional equivalent of the classic media formula of “man bites dog.” As for the rest of us, we celebrate by raising a glass to our health. But whenever I hear one …

The key to getting the most benefit from your health insurance policy is knowing your policy coverage. Many people don’t actually read the policy for the policy plan book; they may not be aware that the policy may pay 100% of certain procedures, like annual physicals, mammograms, flu shots or certain labs tests. The policy …