When looking to ease the burdens of interest you are currently paying, you may want to consider refinancing your home. However, you must also recognize and be aware of all the costs associated with refinancing. When you are looking to refinance your home, you should think of it as starting from square one. This …
I recently had the privilege of traveling to a third world country. I realize that using the word “privilege” when talking about an underdeveloped country may seem incongruous; however, it proved otherwise. I was part of a group of nineteen, along with my husband and 16-year old son, who traveled to Ghana, West Africa. …
It is estimated that one in three couples who were married in the past decade will go through a divorce. Divorce is a word that affects millions of people. We have all known someone who has gone through a divorce or been through a divorce ourselves. When an individual is experiencing divorce this can …
The fact is that no anxiety — whether religion-induced or not — is good for you. Anxiety has some serious long term side effects that should be taken into consideration, and a healthy, stress free lifestyle should be priority #1. The state of the world after 9/11 has left us fearful, depressed, and stressed. …
I haven’t got time to relax — really? Have you got time not too? Being able to relax is important to achieving optimal performance and health. You name it; being relaxed will increase your productivity in it. If you’re not relaxed, everything you do will be a struggle. Relaxation provides mind-body integration necessary for …
Who doesn’t dislike rejection? We all live in fear of rejection — be it from parents, teachers, or friends. However, rejection becomes particularly painful and burdensome when it’s issued by a loan officer. So, give your application for home mortgage refinance the best chance to be accepted! Application Anxiety Filling out applications is an …
Restaurant owners don’t run a cash machine 24/7. They face the reality of being observed by thieves undercover and this alone is a serious threat not only to the business but to the safety of the management, staff and customers. The most difficult part about this harm is there is no certain point one …
I love the Fall, the crispness of the air, the beautiful colors in God’s creation, but I also realize with the Fall comes clean-up! I keep looking at the leaves in my yard and realize that if we don’t get them up soon they may just overtake the yard! How often do our lives …
If you get a feeling that you hit the bottle too often and too much, and are unable to control the drinking habit, and if you want to do something about it, then you must seriously consider enrolling in a residential alcohol treatment course. Most residential alcohol treatment programs can help those who can’t …
Saturn Returns are major milestones in life. Saturn Returns occur for each of us every 29.5 years. Saturn returns between the ages 28-30, 58-60, and 88-90. Feared and misunderstood, Saturn Returns are indeed times when the chickens come home to roost. This can be either good or bad depending on what you have learned …